Insurance Continuing Education in Arizona State – The Procedure

Insurance Continuing Education is a criterion that aspiring insurance agents in the United States need to fulfill. This is crucial to make them able to maintain their legal status to sell different insurance products after obtaining their licenses. Insurance agents are accredited as per the law of the respective states. CE requirements usually maintain a particular requisite number of credit hours for specific topics and subject areas or courses. All online courses are made based on credit hour requirements of every state’s Department of Insurance.

Compliance Requirements

Hours

From 1 January 2014, all Arizona residents have to mandatorily qualify the Continuous Education Requirement. as per the https://www.einsurancetraining.com/arizona-insurance-continuing-education. Now CE is mandatory for agents to renew their licenses in Arizona. 

The insurance producers must complete 48 hours of CE requirements before renewal days. Guidelines also mandate that at least 6 hours from the stipulated 48 must involve ethics training. Repeating the course is not permissible within the compliance/renewal period. 

Non-Residents

Non-resident producers licensed in Arizona having a credible standing are required to fulfill the CE criteria of their home state. If such Non-residents are not compliant with CE requirements, they will have to comply with Arizona state compliances for CE. Furthermore, producers will have to show compliance for long-term care training or flood training as per their home state. If there is no provision for the same, they will have to appear for Arizona CE requirements.

Mode of Examination

Online Certification exams are not open book tests, and the course material is not accessible by the examinees. Examinees who wish to qualify must secure 70% or higher to receive CE credit. In the event where the first attempt is not successful, candidates may take any number of attempts.

Duration

CE requirements are to be met every four years. Any added licenses are also valid for the same duration as the existing license. Licenses are issued for four years and usually expire on the last day of a licensee’s birth month.

Exemptions

The exemptions for CE exams are given to those non-residents who have complied with their CE qualifications in the home state. Furthermore, those individuals who have recently renewed their licenses in the past one year or less. If a producer has been licensed since 1995 and has not held a non-resident license, such a candidate will be deemed exempt from the CE criteria.

Special Training

Special protocol licensees who wish to qualify for niche areas have to complete the specific training modules for Long Term Care Partnership, Flood Insurance, and Annuity Training. Apart from the usual series of tests, candidates are also required to qualify quizzes. These form an important part of the curriculum, and candidates must obtain 70% or more if they wish to qualify.

Producers can renew their licenses up to 90 days before the license expiration date. Renewal Applications must be submitted with the requite documents and fees on or before the license expiration date. 

Post-renewal the candidates must check the license expiration date and make sure the same has been extended. This is also a suitable time to update address and communication details by making an application addressed to the Insurance Professional License Update System.

The contemporary system has been in effect since 2014. All details are sourced from the Arizona state department. Candidates who wish to appear for the CE requirements have to speak to the state insurance department to better understand the course’s particularities. This is essential to understand when and where you can appear for such examinations as per the notifications of the department concerned.

Brad Fleischman