Car Insurance in Seattle

Why is car insurance so important? And why should you choose it smartly? Well, 45% of Seattleites that work downtown use cars to get to their work. According to the Washington State laws. They need to meet some requirements to be able to use their vehicle legally. One of them is getting car insurance.  

There is a reason behind these laws and requirements. The stats reveal that the average driver has an accident every 17.9 years. Of course, you may think that it won’t happen to you, right? However, once you get into a car accident your expenses can be really high. To cover these expenses without racking your brain where to get money, you need cheap car insurance in Washington State

Also, make sure you know all the car insurance requirements issued by Washington State. 

How to Choose the Best Car Insurance Services in Seattle 

There are so many car insurance companies in Seattle. How do you know that you are going to make the right choice? Here are some tips for you to take into account the next time you look for car insurance in Seattle. 

  • Testimonials. Before turning to a car insurance company in Seattle make sure to go through the testimonials of other drivers to see how good the service is. You can also check the sites like TrustPilot where you can find testimonials and read them. 
  • The expertise of the agents. You want to make sure that you’re dealing with agents that know what they’re talking about to protect you in the best way possible. 
  • Prices. Of course, every driver in Seattle wants to get the cheapest prices when it comes to auto insurance services. However, don’t ignore the quality. How do you find great deals? The best way to do this is to ask 3-5 companies for their price quotes and compare them. This way, sometimes you can save hundreds of dollars. 

Ways to Save on Car Insurance in Seattle 

How can you save on car insurance in Seattle in a smart way? Follow these actionable tips below and you’ll be wowed how much money they can save you. 

  • Keep your driving record clean. 
  • Get insurance services in a bundle. Combine car insurance with other insurance services and get a discount for this. Bundling can significantly decrease your expenses.
  • If you have many cars, it can be a smart decision to use insurance for all of them. Feel free to check what discounts the insurance company can offer you on the other vehicles you own. 
  • Don’t be shy to ask for an extra discount. In most cases, insurance companies are going to make you additional discounts if you ask them about it. 
  • Consider using a based insurance program such as all states of drive wise or progressive snapshot, etc.  
  • If you’re buying a new or used car at a car dealer, ask your insurance provider about gap insurance. 

Hopefully, these tips will help you make a better decision next time you need car insurance in Seattle.

Dorian Koci

Dr. Dorian Koçi is a historian, Director of National Historical Museum of Albania and lecturer in Tirana State University, Faculty of History and Philology and New York University of Tirana.